Loan Rates
| Vehicle Loan Rates | ||
| Effective Date: 04/01/2026 | ||
| Name | Term | Rate |
| New Auto 2025-26 | Up to 36 months | as low as 4.35% |
| New Auto 2025-26 | 37 to 60 months | as low as 4.35% |
| New Auto 2025-26 | 61 to 72 months | as low as 4.35% |
| New Auto 2025-26 | up to 84 months | as low as 4.35% |
| Used Auto 2021-2025 | up to 60 months | as low as 4.35% |
| Used Auto 2021-2025 | 61 to 72 months | as low as 4.35% |
| Used Auto 2018-2020 | up to 60 months | as low as 6.00% |
| Used Auto 2017 | up to 36 months | as low as 6.74% |
| Used Auto 2017 | 37 to 60 months | as low as 7.00% |
| Used Auto 2016 | up to 54 months | as low as 7.20% |
| Used Auto 2015 | up to 48 months | as low as 7.25% |
| Used Auto 2014 | up to 24 months | as low as 7.60% |
| Used Auto 2014 | up to 48 months | as low as 7.70% |
| Used Auto 2013 | 24 months | as low as 7.75% |
| Used Auto 2013 | 48 months | as low as 8.00% |
| Used Auto 2012 & Older | up to 24 months | as low as 8.25% |
| *Preferred Rate Program - Financial Partners FCU offers a preferred rate to any member who has an existing, active checking account, credit card or online banking. These members will receive a 0.25% reduction in rate on all loans (excluding credit cards and real estate) per service. Please contact a loan officer for more information. | ||
| Secured Loan Rates | ||
| Effective Date: 04/01/2026 | ||
| Name | Term | Rate |
| New Boat/RV/Camper 2025-2026 | up to 120 months | as low as 5.25% |
| New Boat/RV/Camper 2025-2026 | up to 72 months | as low as 4.99% |
| Used Boat/RV/Camper 2022-2024 | up to 66 months | as low as 5.99% |
| Used Boat/RV/Camper 2019-2021 | up to 48 months | as low as 5.99% |
| Used Boat/RV/Camper 2018 & Older | up to 48 months | as low as 5.99% |
| New Motorcycle 2023-2026 | up to 60 months | as low as 4.99% |
| New Motorcyle 2023-2026 | 61 to 66 monthS | as low as 4.99% |
| Used Motorcycle 2019-2022 | up to 48 months | as low as 5.99% |
| Used Motorcycle 2019-2022 | 49 to 60 months | as low as 5.99% |
| Used Motorcycle 2018 & Older | up to 36 months | as low as 5.99% |
| Used Motorcycle 2018 & Older | up to 48 months | as low as 5.99% |
| Power Sport 2025-2026 | up to 84 months | as low as 6.25% |
| Power Sports New 2025-2026 | up to 72 months | as low as 5.50% |
| Power Sports New 2024-2025 | up to 60 months | as low as 6.00% |
| Power Sport 2021-2023 | up to 60 months | as low as 6.00% |
| Power Sport 2018-2020 | up to 60 months | as low as 6.00% |
| Power Sports used 2017 & older | up to 48 months | as low as 6.25% |
| Share Secured | up to 72 months | as low as 3.50% |
| Credit Cards | |
| Effective Date: 04/26/2024 | |
| Name | Rate |
| Elite | 8.00% |
| Premier Plus | 11.00% |
| Premier | 13.00% |
| *All credit card products are subject to credit review. Program placement will depend on your credit score at the time of application. | |
| Unsecured Loan Rates | ||
| Name | Term | Rate |
| LOC Overdraft Loa | Open End | 14.00% |
| Signature Loan | Risk Base | As Low As 7.60% |
| Real Estate Loan Rates | ||
| Effective Date: 04/01/2026 | ||
| Name | Term | Rate |
| First Mortgage Fixed | 10 year | 5.250% |
| First Mortgage Fixed | 15 year | 5.500% |
| First Mortgage Fixed | 20 year | 5.830% |
| First Mortgage Fixed | 25 - 30 year | 5.990% |
| Finpar Flexline | Up to 20 year | 6.00% Fixed |
| Second Mortgage Fixed | 1 - 6 year | 5.75% |
| Second Mortgage Fixed | 6-9 year | 6.38% |
| Second Mortgage | 10 year | 5.99% |
| Second Mortgage Fixed | 11-15 year | 6.38% |
* Note - Interest Rates are listed as APR- Annual Percentage Rate
Listed rates are fixed unless otherwise noted. All loan rates may change at the beginning of each month.
Variable rate loans are subject to change at anytime.
Calculate Your Loan Payment using our Financial Resource Center
At Financial Partners Federal Credit Union, our goal is to put our members first in all we do. We have been providing our community with quality financial services for over 50 years.
